How much does cat insurance cost?
Lemonade Pet is not sold in every state.
We do not have dated, comparable quotes for this price. Request current insurer quotes for the same pet, ZIP code and coverage settings. Premiums can rise with age.
Get a Lemonade quote
Lemonade is the one insurer on this site we can send you to for a live quote. That does not make it the right plan for every pet. As of October 2, 2026, Lemonade Pet is not yet available in Alaska, Idaho, Kansas, South Dakota, Vermont, West Virginia, or Wyoming.
Get a quote from LemonadeThe exclusions cheat sheet
A plain-English guide to waiting periods and key exclusions across eight insurers, with links to the full reviews.
Compare current cat quotes at matched settings
Our insurer catalog does not provide a current, comparable quote set for young cats or kittens. Request matched quotes before comparing cost.
Breed, age and coverage choices change the quote. Ask each insurer for the same configuration.
What changes a cat insurance quote?
Age is the largest lever after breed. Senior cats cost more, and pre-existing exclusions cover more of the likely claims. Deductible and reimbursement rate (70, 80, or 90 percent) move the monthly premium in the other direction.
Lemonade is the paid quote path we publish for this question. Get a current quote for your cat and ZIP code.
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Start the AdvisorPremium figures are illustrative starting estimates, not quotes. See our methodology for how scores are set.