Does Lemonade cover dental care?
Lemonade Pet is not sold in every state.
Lemonade’s base policy may cover eligible tooth damage from accidents. Dental disease needs a dental add-on. Dental Illness has a $1,000 annual limit and excludes pre-existing dental disease and routine cleaning. In certain states, Dental Care includes cleanings and pre-existing dental conditions, with no deductible and a $1,000 annual limit. Check which option your ZIP code offers.
Get a Lemonade quote
Lemonade is the one insurer on this site we can send you to for a live quote. That does not make it the right plan for every pet. As of October 2, 2026, Lemonade Pet is not yet available in Alaska, Idaho, Kansas, South Dakota, Vermont, West Virginia, or Wyoming.
Get a quote from LemonadeThe exclusions cheat sheet
A plain-English guide to waiting periods and key exclusions across eight insurers, with links to the full reviews.
Dental Illness and Dental Care have different terms
Lemonade’s official add-on guide lists Dental Illness coverage for eligible diagnostics, treatments, procedures and medication for dental disease. Your co-insurance and annual deductible apply, and the benefit has a $1,000 annual limit. Routine cleaning and pre-existing dental disease are excluded.
Dental Care, available in certain states, includes dental illness, routine cleaning and pre-existing dental conditions. Lemonade lists no deductible and a $1,000 annual limit. Check the endorsement for the reimbursement share and other conditions before buying.
Routine cleaning is separate from accident coverage
Tooth damage from an eligible accident may fall under the base policy. Routine cleaning does not. Depending on location, cleaning may be offered through Dental Care or a Preventative+ package. The FAQ lists up to $150 for Preventative+ cleaning; use the actual schedule offered to you.
Neither dental add-on covers orthodontics or at-home dental-care items. A dental exam fee may require the separate vet visit fee benefit. Do not assume the dental treatment allowance includes every line on the bill.
Price the dental option offered in your state
Get a current Lemonade quote where sold and read the dental endorsement. Include the add-on premium and compare its annual limit with the treatment you expect to need. Ask about prior dental disease before relying on coverage.
New customers can request policy updates within the first 14 days after purchase, subject to underwriting approval. After that, Lemonade says add-ons can be reviewed at renewal. Buying an add-on after symptoms appear does not automatically cover an existing condition.
Related questions
Keep reading
Not sure which plan fits?
The Advisor ranks the eight reviewed plans from nine questions. The Advisor is not a quote form.
Start the AdvisorPremium figures are illustrative starting estimates, not quotes. See our methodology for how scores are set.