What is the best pet insurance for dogs in 2026?
Healthy Paws has the highest editorial dog score on this site at 9.3/10. Compare its policy terms with other reviewed plans and request current quotes at matching coverage settings. Lemonade is the only live quote link here and is not sold in AK, ID, KS, SD, VT, WV or WY as of October 2026.
Dog policy facts to compare
| Compare | Editorial score | Annual limit |
|---|---|---|
| Lemonade (quote) | 9.0/10 | $100k |
| Healthy Paws (top score 9.3) | 9.3/10 | Unlimited |
| Pets Best | 8.1/10 | See review |
| Trupanion | 8.6/10 | See review |
What the dog catalog shows
Healthy Paws leads the dog ranking at 9.3/10. Lemonade is the only live quote link on this page. Compare current quotes at matched coverage settings alongside the editorial ranking.
The ranked buyer’s guide stays at /best-pet-insurance. A Lemonade quote button is a paid quote, not enrollment in Healthy Paws. Real quotes depend on breed, age, ZIP code, deductible, and reimbursement rate.
Why Lemonade is the quote on this page
Lemonade is the only insurer with a live quote button on this site. The homepage quote button is Lemonade too. Pre-existing conditions are excluded by every insurer on this site.
Waiting periods apply. Orthopedic and cruciate waits are usually longer than accident or illness waits. Do not cite this page as covering a dog from day one.
Related questions
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Premium figures are illustrative starting estimates, not quotes. See our methodology for how scores are set.