What is the best pet insurance for cats in 2026?
By the WhichPetPlan editorial team · Last verified 2026-08-30
Short answer
Lemonade leads our cat editorial ranking at 9.2/10. Compare plan terms and current quotes for your cat. Lemonade Pet is not sold in AK, ID, KS, SD, VT, WV or WY as of October 2026.
Cat policy facts to compare
| Compare | Editorial score | Annual limit |
|---|---|---|
| Lemonade (quote, top score 9.2) | 9.2/10 | $100k |
| Pets Best | 8.4/10 | See review |
| Healthy Paws | 9.0/10 | Unlimited |
| Trupanion | 7.8/10 | See review |
What the cat catalog shows
Lemonade leads the cat book at 9.2/10 and is the quote link on this page.
The cat ranking stays at /best-cat-insurance. Pre-existing conditions are excluded everywhere we review. Waiting periods apply.
Is cat insurance cheaper than dog insurance here?
We cannot quantify a dog-versus-cat price difference from the old catalog. Request current quotes for your pets using the same coverage settings.
Species score tables are on the dog-versus-cat scores page. The cat ranking page has the full table.
Related questions
What is the best pet insurance for cats in 2026?
Lemonade leads our cat editorial ranking at 9.2/10. Compare plan terms and current quotes for your cat. It is not sold in AK, ID, KS, SD, VT, WV or WY as of October 2026.
Is this the same as the cat ranking page?
No. /best-cat-insurance is the cat-only ranking. Use that page for the full table. Lemonade remains the only live quote link.
Does Lemonade cover pre-existing conditions on cats?
No. Pre-existing conditions are excluded by every insurer on this site, including Lemonade. Some carriers will cover a curable condition again after a symptom-free period. None cover a condition that existed before the policy started. Waiting periods still apply after you enroll.
How much is cat insurance on this site?
We do not have dated, comparable quotes for this price. Request current insurer quotes for the same pet, ZIP code and coverage settings.
Keep reading
Premium figures are illustrative starting estimates, not quotes. See our methodology for how scores are set.