Breed pet insurance cost estimator
Select dog or cat, then choose a breed to see its risk notes. Request current quotes for your pet and ZIP code, then compare plans at the same coverage settings.
French Bulldog risk tier: high. BOAS airway surgery, IVDD, and skin-fold dermatitis (roughly 11x the risk of a dog without skin folds). Compare current quotes for this breed.
To find today’s cost, request quotes for your pet’s age and ZIP code. Use the same deductible, reimbursement rate, annual limit, and add-ons for each plan.
Named catch: as of August 2026, Lemonade Pet is not sold in Alaska, Idaho, Kansas, Kentucky, South Dakota, Vermont, West Virginia, or Wyoming. Real premiums vary by age, ZIP, deductible, and reimbursement. Breed facts last verified 2026-07-29.
How to compare current quotes
- Use your pet’s age, breed, and ZIP code on each insurer’s quote form.
- Match the deductible, reimbursement rate, annual limit, and add-ons across quotes.
- Check exclusions and waiting periods alongside the monthly premium.
- Lemonade Pet is not sold in Alaska, Idaho, Kansas, Kentucky, South Dakota, Vermont, West Virginia, or Wyoming as of August 2026.
Common questions
Does this tool calculate my monthly premium?
No. Our older breed figures do not have matching current quote records, so this tool shows breed risk notes instead. Request current quotes for your pet and ZIP code with the same coverage settings.
How should I compare coverage after estimating cost?
Use the pet insurance Advisor to compare plan fit. Check exclusions, waiting periods, reimbursement, and annual limits as well as the monthly premium.
For more context, read our pet insurance cost guide.